Just tell us how much you want to save, and each month we will transfer that amount out of your Free Checking account into a savings account. You will receive a complete printed record of your savings transactions, including interest, earned every three months.  You may make deposits and withdrawals at any time with the option to mail deposits or transfer funds into other FNB accounts.

Rate Information: This account is an interest bearing account. The interest rate and annual percentage yield will depend upon the daily balance in the account. We may change the interest rate & APY on the account weekly.  Interest will be compounded quarterly.

Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day.

Limitations: You may make six transfers from your account each four week period.

Account Fees: You may make up to 10 withdrawals per quarter without charge. You will be charged $.50 for each withdrawal during the quarter  exceeding 10. After two years inactivity, this account will be assessed a service charge of $.75 per month.